(704) 576-7202
Signing Agent
Convenient notary services, wherever you need us.
What is a signing agent?
A signing agent is a notary public who has received additional training and certification to handle loan document signings. In North Carolina, a signing agent is authorized to witness and notarize the signing of loan documents, including mortgage documents, refinance agreements, and home equity loans.
Unlike a traditional notary public, a signing agent has specialized knowledge of loan documents and the mortgage process and is able to guide borrowers through the signing process, answering any questions they may have and ensuring that all documents are completed properly. A signing agent can also work with lenders and title companies to ensure that loan documents are signed and notarized in a timely and efficient manner.
To become a signing agent in North Carolina, a notary public must complete additional training and certification through an approved education provider. This training covers topics such as loan document signing procedures, notarization requirements, and borrower identification.
When do I need a signing agent?
If you are in the process of buying or refinancing a home in North Carolina, you may need the services of a signing agent. A signing agent is a specialized type of notary public who is authorized to witness and notarize loan document signings.
Here are some common situations when you may need a signing agent:
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Home purchase: If you are buying a home in North Carolina, you will need to sign a variety of loan documents, including a mortgage, promissory note, and closing disclosure. A signing agent can help ensure that all of these documents are signed and notarized properly.
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Refinance: If you are refinancing your home, you will need to sign a new mortgage and other loan documents. A signing agent can help ensure that all of these documents are signed and notarized properly.
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Home equity loan: If you are taking out a home equity loan, you will need to sign loan documents and a mortgage. A signing agent can help ensure that all of these documents are signed and notarized properly.
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Reverse mortgage: If you are taking out a reverse mortgage, you will need to sign a variety of loan documents. A signing agent can help ensure that all of these documents are signed and notarized properly.
In North Carolina, a signing agent must be a notary public who has received additional training and certification to handle loan document signings. By working with a signing agent, you can have added peace of mind that your important loan documents are being handled by a knowledgeable and experienced professional.
Preparing for a Real Estate Signing
If you are meeting with a signing agent in North Carolina to sign loan documents, it's important to come prepared with the necessary items to ensure a smooth and efficient signing process. Here are some items that you may need:
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Valid identification: North Carolina law requires notaries public, including signing agents, to verify the identity of the signer using an acceptable form of identification, such as a driver's license, passport, or government-issued ID. Make sure you bring a valid form of identification with you to your appointment.
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All necessary loan documents: Check with your lender or title company beforehand to determine what loan documents you need to sign. Make sure you have all of the necessary documents with you at the time of your appointment, and ensure that they are completed and signed before your signing agent arrives.
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Any additional fees: Signing agents in North Carolina may charge a fee for their services, which varies
based on the type of loan document and other factors. Make sure you are aware of any fees beforehand,
and bring any necessary payment with you to your appointment.
4. Any questions you may have: The loan document signing process can be complex, and it's important to make sure that you understand everything you are signing. Don't hesitate to ask your signing agent any questions you may have about the documents or the signing process.
By coming prepared with these items, you can help ensure a smooth and efficient loan document signing process with your signing agent.
Common Documents Requiring Notarization
Mortgage Documents
New home and refinance documents are commonly notarized to verify the identity of the signer and confirm that the signature was made voluntarily
Car and Boat Titles
Notarization of car and boat titles is required in the state of North Carolina to transfer ownership of a vehicle or vessel.
Power of Attoney
A power of attorney may be needed for financial transactions or healthcare decisions, and notarization is required in the state of North Carolina.
Wills and Trusts
These documents are used to specify how a person's assets should be distributed after their death and may require notarization to ensure their validity
Affidavits
Affidavits are used in various legal proceedings, such as court cases, legal separations, custody cases, and other court-related matters.
Witness Services
We can also serve as a witness for various types of legal documents, such as wills, trusts, and power of attorney documents.
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Why Choose Us?
At Lake Norman Notary, we recognize that your time is valuable and that you may have pressing personal, business, or legal matters that require prompt attention. We understand that locating someone to notarize a document or verify your identity can be a time-consuming and frustrating experience. That is why we are here to assist you. Our goal is to alleviate your stress by providing you with efficient and convenient mobile notary services.
As the leading provider of mobile notary services in the region, we specialize in catering to the needs of busy professionals, companies, and individuals. We appreciate the importance of completing critical transactions promptly, seamlessly, and with absolute reliability. Our exceptional service is designed to be user-friendly, helpful, and straightforward. With us, you can trust that you have a dependable mobile solution for any situation, freeing you from unnecessary worry.
Thank you for considering Lake Norman Notary. We look forward to the opportunity to serve you and provide you with the highest level of convenience and professionalism for all of your notary and fingerprinting needs.
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Convenient mobile notary services.
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Customizable assignments to fit your exact needs.
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Flexible scheduling options, including after-hours and weekend appointments.
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Expertise and knowledge in a wide range of documents and legal procedures.
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Fast, reliable, and professional service with guaranteed customer satisfaction.
Duties of a Notary Public
In North Carolina, a notary public is a public official appointed by the Secretary of State to witness the signing of important documents and administer oaths. Some of the duties of a notary public in North Carolina include verifying the identity of the signer, confirming that the signer is signing the document voluntarily and not under duress, and certifying the authenticity of the signature. Notaries in North Carolina can notarize a variety of legal documents, including deeds, wills, powers of attorney, and loan documents, among others. It is important for notaries in North Carolina to follow all state laws and regulations governing the notarization process to ensure that the documents they notarize are legally valid.
Need a document notarized? Contact us today!
(704) 576-7202
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